If your arrival date lands on a holiday or weekend, it may also cause a direct deposit to appear late. If there’s a technical issue on the side of your employer’s payroll processing, it may delay your direct deposit’s arrival. Keep in mind that Chime’s direct deposits may be late, although it isn’t common. If you’re scheduled for a regular direct deposit for a Monday, the early direct deposit will arrive two business days early, which would be Thursday of the week before. Chime direct deposits come in only on business days (weekdays). Chime doesn’t hold your direct deposit when it receives the funds from your employer, which is how it gets into your account faster. Chime direct deposits arrive up to two days early. One of the best parts of using Chime is the speed of electronic transactions.